Home Based Business Coach

greig1Neal Walters recently earned the dual Traffic Geyser 2.0 and Top Gun certification at a Mike Koenigs private training event in San Diego.  Neal has set up http://WaltersMarketing.com to share some of the key benefits of what he learned to business people interested in 1) improving their marketing, 2) generating new sales leads, 3) staying in contact with their leads.

One of the features of Instant Customer is the ability to use SMS text-based marketing.  For example, at an event, a speaker can show a slide of his “crowd grabber.”  This is a tool generated by Instant Customer to allow that speaker to capture the contact information of interested people in the audience.  Rather than forcing the prospects to use one specific type of media, they can use a variety of contact methods, including:  1) Text your name and email to a phone number, 2) Call a phone number and leave a voice message which is automatically entered into the system, 3) Scanning a QR code, 4) a traditional web site form,  or 5) the speaker can collect business cards and use a smart-phone app to capture them.

Neal also provides SEO services, reputation management and “quick fame”, along with services designed to help make you the instant expert, such as helping you publish your first book within two months.

Neal’s personal website can be found here: http://NealWalters.com

Following is a video from Neal inviting you to further check out his videos on his marketing site:


 

 


Understanding the Holiday of Chanukah

Hanukah DreidelsIf you are not Jewish, you may have questioned the vacation of Chanukah but have never had anyone to ask your questions of. Thanks to the Internet you can get the responses to all your questions even if you do not have any Jewish pals.

The first concern lots of people ask is about the word “Chanukah” vs. the spelling “Hanukkah.” The reason for the two spelling is since the letters in the Hebrew alphabet are various than those of the English alphabet. Essentially, both can be made use of interchangeably and either spelling is great. There are many great websites to learn Hebrew.

Chanukah is the Hebrew term for re-dedication and the party of Chanukah is called the festival of lights. Chanukah begins on the 25th day of the month using the Jewish calendar. This indicates that it falls somewhere throughout November or December each year. The celebration lasts for 8 days during which time Jewish people celebrate, light candles, and exchange little presents.

Chanukah began over 2300 years ago in what is now referred to as Israel. The Hebrew people, likewise referred to as Jewish people, were bought to give up their God and praise just the Greek Gods as other individuals of the time did. The Jewish temples were destroyed and any Jewish individuals who chose to worship in their own means were severely punished for it.

Judah and his 4 brothers started a military of dissidents and asked as many other Jewish people to join them as they could. This military fought it’s enemy the Syrians for about 3 years till one day they were successful and recovered their Temple in the city of Jerusalem.  The very first concern of the Jewish people was to clean and rededicate the temple to the service of the Jewish God. Blessed oil was needed to rededicate the Temple yet none might be found by Judah.

They knew that there was just enough oil for one evening, however when they lit it a miracle took place, the small amount of oil burned for 8 nights! This is why the Jewish people light a Menorah each of the eight nights of Chanukah, to stand for the eight nights the oil burned for.

8 of the candles are for use each night of Chanukah, and the other candle is known as the “servant” and used to light the other candles. While oil utilized to be burned in a Menorah, today vibrant candles have replaced the oil.  The menorah in the temple had 7 candles, and the menora used on Chanukah has nine, which is better called a “Hanukia”.

In addition to the nightly lighting of the Menorah, Jewish youngsters play a game called Dreidel, as shown in the picture above.  A dreidel is a four-sided spinning top which has Hebrew letters on each side standing for “A Great Miracle Happened There” (except in Israel, one letter is different because they say “A Great Miracle Happened Here.”   Kids play the dreidel game by spinning the top and betting candy coins called “gelt”, which are typically made of milk chocolate.

The foods of Chanukah tend to be very oily.  One preferred Chanukah food is latkes.  Donuts are another commonly served food.

Hopefully, this will assist you to much better comprehend the Jewish celebration of Chanuakah a bit better.


Great Investment Strategies In Real Estate

Home_RealEstateWhen it comes to investing, real estate is a bit different. You ought to know of the details with this investment. Some basics are discussed in this piece. You’ll feel more confident in your investment decisions once you’ve learned the basics from this article. Knowing what to do is crucial.

In real estate investing, it’s important to maintain a sterling reputation. Be impeccable with your word, and build a reputation for being trustworthy. That way, everyone in town will know that you can be trusted.

Find out as much as you can about the pricing of properties in your selected area. Mortgages and rent in local neighborhoods can help you figure out the home’s value better than any financial statement. Looking at the situation from the street level helps you make better decisions.

When contemplating your overall strategy, remember that your costs encompass more than just the purchase price. You’ve got legal fees, closing costs, staging costs and a lot more that can affect your bottom line. Think of margin costs and put them in the line item list.

Picking good, well-known areas is usually a smart way to go. This is vital since it increases the resale value of the property. Properties that are simple to clean and maintain are also ideal.

Try to listen as often as possible when talking to potential buyers. If you try to dominate the negotiation right out of the gate, they know everything and can actually end up bidding you higher than they would have accepted to begin with. You can also get the price you desire.

Join an online investor group or follow forums and blogs from highly successful investors in real estate. These options will deliver great information that will be invaluable in building your investment strategies. You might even have the opportunity to talk with someone on a personal basis.

Look for properties that you can raise the value level in without spending a great deal of cash. Purchasing anything near water or close to other businesses will be beneficial to you later on. Consider the long-term costs and think about the possibilities.

As you have seen, it isn’t necessary to be confused by real estate. This article should have provided answers to lots of your questions. With strong information at your disposal, your comfort level should be raised. There has never been a better time to get into real estate.


Easy Tips On How To Make The Most Out Of Your Credit Cards

CreditCards_CuttingYou will always need to have some cash, but credit cards are typically used to buy goods. Banks are beginning to increase account and debit card fees, which is prompting many to rely on credit cards for purchases. Keep reading to learn more about this increasing sector.

Don’t use cards to buy something that you cannot afford. It is okay to buy something you know you can pay for shortly, but anything you are not sure about should be avoided.

Do not close any credit card accounts before you are aware of the impact it will have on you. Often, closing out a credit card accounts will adversely effect your credit rating. It is important that you keep your oldest credit cards open, as they account for your credit history.

Ensure you don’t overspend by carefully tracking your spending habits. If you don’t, you may forget how much money you have already spent on your card- write it down!

Create a spending budget for your credit cards. Many people think a budget is only for the bills you owe; however, you should also set a budget for credit card usage. You do not want to think of your credit card as extra money. Set aside a certain amount that you’re willing to put on your credit card every month. Adhere to that budget, and pay your balance in full each month.

As soon as your credit card arrives in the mail, sign it. This will protect you should your credit card get stolen. Many merchants require the cashier to verify the signature matches so that you can keep your card safer.

Don’t use passwords and pin codes on your credit cards that can easily be figured out. Do not use anything simple like your birthday or your child’s name since this information can be accessed by anyone.

Never keep a written copy of your password or pin number anywhere. You need to just remember what your password is so no one else can steal or use it. If you write it down and keep it near the card, it will be like giving someone an invitation to commit fraud.

Never, ever, under any circumstance lend out your credit card to someone. Even though a good friend might have a need, it is never a good decision to lend it to anyone. If your friend charges more than you had expected, you may be stuck with over-limit charges as well as a huge credit card bill.

Secured credit cards are a good idea if you do not have good credit. A secured card will ensure that you do not spend above your limit. The reality is that you are using money that is yours and paying interest on it. If you’re using a credit card to boost your credit score, then a secured card is definitely the way to go. If you want a secured credit card, stick with large, well-established credit card companies. Eventually, the company may offer you a normal, unsecured credit card. That will do even more to improve your score.

Do not close out any accounts. Doing so can actually cause damage to your overall credit score. The reason is due to the fact that you’re subtracting from the credit amount that you have. This lowers your ratio between your credit and the amount you owe.

Try to keep your credit card accounts open for a long period of time. Once you open a card, keep it open and use it regularly; don’t constantly switch credit cards. Your credit score benefits from a lengthy, positive account history. One component of building your credit is maintaining several open accounts if you can.

Never provide your card number online or over the phone without really knowing the company that you are in contact with. Be especially suspicious of unsolicited offers that ask for your information. There are many dishonest people in the world who want your information. Remain diligent and guard your information.

Credit card use is rising as the fees and regulations on debit cards is increasing. With this growth, you can take advantage of the benefits credit cards have. Implement the tips you’ve just read into your life.


Get Personal Finance Solutions And Helpful Advice

Money Management SeminarYou may feel angry or frustrated when you are struggling with your financial obligations. It is easy to feel this way, but help is available if you seek advice. You’ll find in the following paragraphs some excellent suggestions to help you take control of your finances.

Success in business can be directly related to money management. You need to invest your profits as necessary in order to build your business. Finding a strategy that works for you can really help you to stay ahead of the game. You need to see what you can afford to put into capital and what you should keep as profits.

When choosing a broker, you need to pick someone who is trustworthy. Check a broker’s references and find someone else if you feel they are not being open with you. Your experience is also a major consideration.

Track all your spending through the day. Even the small, inconsequential purchases. You may be surprised at what you spend. If you do write it down then put it aside until the next day, you don’t always have to stare at it and may forget about it. Instead, create a big chart or board at home and use that to list all your expenses. It will be front and center during your daily activities and hard to avoid.

Keep a small envelope in your wallet or purse. Store any receipts or business cards you receive in the envelope. These items can provide a valuable record of your purchases. Although, the chance is small that you’ll be double charged, having the receipts will make it easier to see on your credit card statement.

The standard warranty is usually either 90 days or a year, which is plenty of time for most defective parts to quit on you. Businesses make a lot of money off of extended warranties but they are not always useful for the end user.

If you want improved personal finances, avoid debt whenever you can. While some debt is inescapable, such as mortgages and education loans, you should work hard to avoid toxic debt like credit cards. The less you have to borrow, the less hard-earned money you will lose to interest and fees.

When you are married, the spouse that has the better credit should apply in their name. If you’re suffering from bad credit, building it can be done by getting a card that you can pay on time. You can share debt more equally with your spouse once you’ve improved your credit score.

If you are struggling with very old debts, educate yourself on when they expire. Check on the time limitation for your old debt to see when it expires. Don’t pay anything to an agency trying to collect on an older debt.

As stated at the start, it can be frustrating to deal with personal finances. Once you have learned the proper techniques, managing your money becomes a matter of routine steps each month. Start using the tips you just read to get back into the financial game.